Life Insurance – A Need?

Honestly, I have never given much thought to life insurance, I really  didn’t even understand it.   Why have it? Why need it?


Until we had kids, and my hubby had this included in his financials for his job, we had never given it much thought, if we had a will, what did we need life insurance for? It’s not something anyone ever spoke to me about, and how important it is!

Now that we have kids, not only is it important to ourselves, but it’s important to make sure that our daughters are taken care of should anything happen to us. Even if we leave them unexpectedly, it’s still our duty to make sure they’re provided for and protected.

We had absolutely no clue what we were doing when we were looking into it. Like I said, no one had ever spoken to us about life insurance before. Heck I don’t even know if my own parents have it (although I’m sure they do). How much would we need? How much would it work? There were so many questions we had about life insurance, and surfing around the internet did help. We finally settled on what to do, how much we needed etc. It’s almost calming to know that should anything happen to my husband or myself, things will be taken care of.

Right now the girls are too young to understand what it is, how it works, but when they’re teenagers, this is probably something we’ll speak with them about. I’d love for them to go into their adult life knowing what life insurance is and how important it is instead of having it thrown into your face blindly and being clueless.

Do you have life insurance?

How did you go about making the decision?

This post was compensated by Genworth Financial. Content and opinions are all my own. Please see my disclosure policy for more information.
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November 30, 2012 – 7:00 PM - | Posted in daily life | Comments Off on Life Insurance – A Need?

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