If your outgoings are dangerously close to, or exceeding, your income due to credit card bills and other factors it might feel almost impossible to consider saving. However, it’s important to have an emergency fund you regularly pay in to, not least for the peace of mind this offers.
Compare credit cards
If you regularly use a credit card but fail to pay off the balance in full each month, interest rates can soon take their toll. It might, therefore, be a good idea to compare credit card deals to find a more preferable rate. Some products also offer 0 per cent on purchases for a certain time, which can be a great way to spread costs without paying a penny more than you need to.
Take your own lunch
Preparing your own lunch is not only better for your bank balance than purchasing a packaged sandwich daily, but it can be healthier and tastier too. Buy in some lunchbox supplies at the start of the week and in no time at all you’ll notice the extra cash in your wallet. It also means you can spend your break relaxing rather than queuing at the shop or takeaway! Similarly, if you struggle to start the day without a caffeinated kick then invest in a flask or cup and start brewing your own before you set off to work.
Have a clear out
Most of us have items in our home that haven’t seen the light of day in years or, if they’re lucky enough to have avoided the attic or cupboard, are doing little more than gathering dust. As the old saying goes, one man’s trash is another’s treasure so see if you can get rid of it for cash. Doing this is easier than ever with websites such as eBay and Gumtree and there’s always people browsing the classifieds in your local newspaper to find a bargain. Even if you only get a little for it, it frees up room and gets it out of your way.
Change your commute
Car sharing is growing increasingly popular in certain areas, thanks in no small part to the rising costs of running a car. Making such a move will also benefit the environment and give you a bit of company as you commute. So why not find out if you’ve a colleague who’d be willing to take it in turns to drive or use one of the various websites set up to bring together people willing to car share?
August 30, 2013 – 1:37 PM - | Posted in Financial | 1 Comment »
The kids are back in school, and if you have a teen, you know that means that soon they’ll be looking for the perfect dress for homecoming.
Instead of walking the mall for hours, driving around the city, why not do some research online first to find the perfect dress? Homecoming is one of the most important dances of the year for a high school student, and you also know how picky they can be, so why waste your time, or hers traveling around when you can stay in the comfort of your own home and have her look for dresses on her own time right on her computer.
Homecoming dresses can be so much fun to shop for, and so time consuming, and argumentative. DressFirst has some amazing choices on their site, ones I’m sure both you and her can agree on.
Check just some of the choices below, maybe she’d like a A-Line/Princess Sweetheart Asymmetrical Chiffon Homecoming Dress
Or a A-Line/Princess Scoop Neck Knee-Length Chiffon Tulle
One of my favorites is the A-Line/Princess Sweetheart Short/Mini Taffeta Tulle Homecoming …
There’s so many dresses and different styles to choose from, something for any girl out there, and I’m sure, shopping online will save you both the headache from traveling to multiple stores before she finds her perfect dress that you can both agree on. Make DressFirst.com your first stop when shopping for your next dress.
August 29, 2013 – 3:29 AM - | Posted in back to school | No Comments »
What’s the first rule of Fight Club? Not to talk about Fight Club… That’s why Protein Fight Club is different, this is something everyone should be talking about!
WWE and MilkPEP (the people who created the “Got Milk?” campaign) have partnered together to create a new campaign called Protein Fight Club.
MilkPEP introduced Protein Fight Club along with Triple H and Stephanie McMahon by their side at the world famous Gleason’s Gym under the Brooklyn Bridge.
WWE is all about a healthy lifestyle, and they want that to trickle down to their fans, so with this partnership with Milk, they want to spread the message about good nutrition and healthy living to their WWE Fans!
I know as a mom, it’s important for my kids to get the best nutrition possible at all times, we’re always looking for healthier ways to eat snacks and make meal choices. Luckily for me, milk is a huge part of our lives already, we go through a couple of gallons a week, my kids love them some MILK! Stephanie McMahon and Triple H as parents themselves know how important nutrition is in a child’s life.
“It’s an important message for working parents. It’s incredibly important to have milk as an easy way to ensure that our kids get all of the protein and nutrients they need to get them through the day.” said Stephanie McMahon.
The campaign will be spread through social media with the #MilkWins hashtag.
How to you bring the protein to your kids? Are they fans of milk?
Photos: WWE.com – I have been compensated for this post and participating in the WWEmoms campaign by The Online Mom – all opinions expressed here are my own.
August 21, 2013 – 6:50 PM - | Posted in #WWEMoms, Wrestling, WWE | 2 Comments »
How would you like to win a trip for 2 to your favorite WWE Pay-Per-View and see it LIVE IN PERSON? Then you want to enter the WWE/Footlocker Sweepstakes going on now until September 16th!
The grand prize winner will win a trip for 2 that includes airfare, hotel and a $1000.00 Footlocker gift card!
PRIZES: One (1) Grand Prize Winner will receive will receive a trip for themself and one (1) guest to WWE’s Hell in a Cell PPV event scheduled to take place on October 27, 2013 at the American Airlines Arena in Miami, Florida (the “Event”). Trip consists of roundtrip coach class air transportation for the winner and one (1) guest from the major U.S. gateway airport nearest winner’s home to Miami; two (2) nights’ hotel accommodations (one (1) standard room, double occupancy); roundtrip ground transportation between Miami airport and hotel; roundtrip ground transportation between hotel and the Event location; two (2) tickets to the Event (seating location subject to WWE’s discretion), and a $1000 Foot Locker gift card. Approximate retail value (“ARV”) of Prize: $3,100 USD.
DRAWING; ODDS: On or about September 16, 2013, Sponsor will randomly select one (1) potential winner from among all eligible entries received during the Promotion Period. Odds of winning depend on the number of eligible entries received. The winners will be notified by e-mail and/or telephone within one (1) week of being randomly selected.
Official Rules: http://www.wwefootlockersweeps.com/
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN.
OPEN TO RESIDENTS OF THE FORTY-EIGHT (48) CONTIGUOUS UNITED STATES (EXLCUDING ALASKA AND HAWAII) AND THE DISTRICT OF COLUMBIA. PARTICIPANTS MUST BE AT LEAST EIGHTEEN (18) YEARS OLD AT THE TIME OF ENTRY. VOID WHERE PROHIBITED.
The WWE Foot Locker Sweepstakes (this “Promotion”) starts on 8/19/2013 at 12:00:01 AM Eastern Time (“ET”) and ends on 9/16/2013 at 11:59:59 PM ET (the “Promotion Period”)
Limit one (1) entry per person during the Promotion Period. Limit one (1) entry per person, per unique email address.
I have been compensated for this post and participating in the WWEmoms campaign by The Online Mom – all opinions expressed here are my own.
August 20, 2013 – 11:02 AM - | Posted in #WWEMoms, Giveaways, WWE | No Comments »
Whether your waiting on your kids to head back to school or maybe they already have, it’s BACK TO SCHOOL TIME!! So we as parents are scrambling around trying to get all the new fancy supplies they’re going to need for the school year.
Why not take a break, sit back, relax, and enter some giveaways to help you out, you never know, you just might win!!!
Welcome to the Ultimate Back to School Bash #bts2013!
3BoysandaDog has teamed up with A+ Interactive Math and some fabulous other brands to bring you this giveaway.
- A+ Interactive Math – 1 year FREE Online Full Curriculum – A+ Interactive Math – 1 winner (choice of: grades K – Algebra I) Value $124.99 . A+ Interactive Math is dedicated to making math enjoyable and learnable for all ages. A+ Interactive is perfect for homeschooling parents or parents that just want to give the child some extra math help. A + Interactive Math offers full curriculum books, workbooks, online education and interactive math CD’s. You can purchase A+ Interactive Math or view their catalog here.
Door Prize for all participants:Multiplication for Elementary & Middle School – download (value $21.99)Code: enter 3DOGSMATH upon checkout
- $100 Visa Card – This fabulous gift card is being brought to you by www.learntobloghangouts.com! This is the perfect way to get a great jump start on your back to school shopping! You can use this $100 Visa gift card at any location that accepts Visa.
- Back to School Survival Guide – This back to school guide is brought to you by The Confident Mom. In this Back to School Survival Guide you will find everything you need to help you ensure the school year runs seamlessly. This guide is an 80 page printable that will help you keep your child safe while using the internet, help with homework, making packing school lunches easier, become a savvy back to school shopper and much more! You can read more about the Back to School Survival Guide or purchase one here.
- Office Depot Sackpack of School Supplies -Office Depot is committed to providing affordable school supplies! You will find $25 worth of school supplies in this sack pack. The Office Depot Foundation donates over 30,000 backpacks to school children each and every year!
- BYOU Magazine Subscription
- Go Picnic Ready to Eat Meals – Go Picnic makes packing lunches and snacks a breeze. They offer gluten-free, kosher, all-natural and a variety of other snacks that are perfect for back to school lunches and snacks. You can view the large variety of products they offer here.
- Tummy Calm – Have a little one with an upset stomach? Tummy Calm is a safe option to helping your child feel better. Tummy Calm is made with all-natural FDA regulated ingredients. You can read more about Tummy Calm and place an order here.
- BIC School Supplies – BIC offers a wide range of back to school items from pens, pencils, markers, highlighters and much more! BIC is your one stop shop for your back to school supplies.
- Teach My Preschooler – Teach My is your one stop solution for giving babies, toddlers and preschoolers a jump start on education. You will find interactive learning products that promote learning in a fun manner. You can order a Teach My learning program here.
- Texas Instruments – Texas Instruments should be your go to supplies when it comes to tools for math and science calculators. One lucky winner will be receiving this http://education.ti.com/en/us/nspire-family/cx-handhelds. This is a colorful and engaging way for to learn math and science!
- Wild Planet Foods – Wild Planet Foods has tuna like you have never tasted before. This tuna is the perfect ingredient for a healthy and delicious school lunch. Wild Planet offers tuna that has 6 times the Omega 3 and 1/2 the mercury other brands have. Order up your own supply of Wild Planet Foods here.
- GHCretors – GHCretors offers all-natural, non-GMO and gluten-free popcorn in a variety of flavors! You will love that a healthy snack can taste so good. This might just be the best popcorn you have ever tasted. Get your order placed here.
- ListPlanIt – Are you ready to get your life organized? If so then ListPlanIt is the place to visit! Any kind of list you can imagine you will find on ListPlanIt. The winner is going to receive 2 ePlanners (Student ePlanner and Home Education ePlanner, value $10) + a coupon code for a 3-month trial to ListPlanIt! This is a fantastic prize to get the school year started off. You can also sign up for ListPlanIt here.
Enter via the Rafflecopter widget below or go directly to The Ultimate Back to School Bash post to enter for your chance to win this HUGE giveaway worth well over $350 dollars!
August 20, 2013 – 10:38 AM - | Posted in Giveaways | 5 Comments »